Come January, many of us may find that the festive season has stretched our wallets a little further than we would have liked. With gifts and more to buy for family, friends and fur-pals, we can understand that some of us can get carried away with the gift-giving spirit.
But if you don’t want to be paying off a hefty credit card bill for most of next year, then consider some of these ideas to save this Christmas and keep your new savings for yourself.
- Budget
It’s best to start off the gift-giving season with a budget. Know how much you want to spend on each gift and maybe even have a chat with friends and family to set and gift budget for each family member. The trick is to stick to your budget and to not stray with small purchases along the way. Continue reading “12 Ideas for Christmas Savings!”